10 Colleges Under $10K a Year

Get a deal on a degree at one of these affordable colleges and universities with inexpensive in-state tuition.

By Ashley Henshaw | February 17, 2017

Dalton State College's Bell tower also serves as the school's logo.

According to the National Center for Education Statistics, the costs for tuition, room and board at public colleges and universities increased by 42 percent between the 2000-2001 and 2010-2011 school years. Those figures increased by 31 percent at private institutions for the same period. Those rising costs make it difficult to find a college that’s relatively affordable. Fortunately, this list of 10 colleges that cost less than $10,000 per year for in-state students can help you find a school that fits your budget.

Take advantage of these affordable tuition rates to earn your degree without going deep into student debt.

Dalton State College

In-State Tuition and Fees: $3,910

At Dalton State College in Dalton, Georgia, students can attend full-time for less than $4,000 per year. Originally a community college, this school now offers a number of bachelor’s degrees along with on-campus housing. Rates for on-campus housing range from $3,860 to $5,030 per year depending on which facility a student chooses to live in.

Northern New Mexico College

In-State Tuition and Fees: $4,084

Northern New Mexico College in Espanola offers bachelor’s and associate’s degrees along with certificates. Full-time students pay just $4,084 per year. Though there is no on-campus housing available at this school, the affordable tuition costs make it a tempting choice for students living in the area.

Dixie State College

In-State Tuition and Fees: $4,291

Located in Saint George, Utah, Dixie State College offers an incredibly affordable four-year education. Students pay less than $4,300 per year in tuition and fees. Even if you add in costs for room and board, the total annual cost is still only $7,840. At DSU, students can also use the university’s scholarship resources to find additional funding for their education.

Fort Hays State University

In-State Tuition and Fees: $4,358

Students at Fort Hays State University in Hays, Kansas, get all the benefits of a large college campus without the hefty price tag. With tuition and fees totaling less than $4,400 per year, this is a very affordable college for Kansas residents. Students planning to live on campus should budget about an additional $7,000 per year for room and board.

Fort Haye's State University is comprised of over 40 limestone-faced buildings.
Photo: Fhsu.edu

Northwestern Oklahoma State University

In-State Tuition and Fees: $5,190

At Northwestern Oklahoma State University in Alva, in-state students can enroll for just over $5,000 per year. Because the school also offers some of the most affordable campus housing in the country, you can actually attend NWSU and live on campus for under $10,000 ($9,150 to be exact). Even the costs for out-of-state students are relatively affordable ($15,360 including room and board). NWSU also offers a number of merit-based scholarships, which can lower costs further.

University of Florida

In-State Tuition and Fees: $6,270

Considering that it is typically ranked among the top public universities in the country, it’s amazing that tuition and fees for in-state students at the University of Florida costs just $6,270 per year. State residents can also bring down their costs by applying for State of Florida Aid.

Montana State University

In-State Tuition and Fees: $6,750

Located in Bozeman, Montana State University has an in-state tuition and fees cost of $6,750. When you add in room and board, the annual total comes to $14,970. The beautiful location and great variety of outdoor activities make this an affordable and desirable place for outdoor enthusiasts to earn their degree.

University of South Dakota

In-State Tuition and Fees: $8,022

The University of South Dakota in Vermillion charges just over $8,000 in tuition and fees for residents of the state. The good news is that some Minnesota residents can actually get a rate that’s almost as cheap ($8,649 per year) if they quality for the Minnesota reciprocity agreement.

Old Main at the University of South Dakota was built in 1883.

Oklahoma State University

In-State Tuition and Fees: $8,190

At the main campus in Stillwater, Oklahoma State University’s in-state students pay just over $8,000 per year in tuition and fees. Though it’s more than some of the other colleges on this list, that tuition is quite affordable when you consider how well-known and widely respected OSU is. Incoming freshmen at this college are automatically considered for a number of scholarships when they apply for admission.

University of North Carolina

In-State Tuition and Fees: $8,340

Students at the University of North Carolina at Chapel Hill get a great tuition rate if they’re state residents. At just over $8,300 per year, UNC is a bargain for students who want a high-quality education at a school known for top-notch academics, athletics and student life. The cost is nowhere near as cheap for out-of-state students, who pay $30,122 in tuition and fees annually.

If tuition rates continue to rise, it will become even harder to find a four-year college or university that costs less than $10,000 per year. Take advantage of these affordable tuition rates to earn your degree without going deep into student debt.

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